For International Students

For people living in Germany it is mandatory to be covered by health insurance. International students have the possibility to purchase private health insurance (if they are not accepted by compulsory health insurance).

When applying for a residence permit (Aufenthaltserlaubnis) you will need to provide proof of sufficient health insurance cover.

There are many health insurance companies in Germany to choose from and it is your responsibility to decide which health insurance and which insurance benefits are right for you and your living circumstances. Some health insurance companies provide special offers for students from abroad. Please contact the particular insurance companies for advice and compare different offers yourself. Further information on health care insurance for international scholars is available at 1A Verbraucherportal.

If you have any questions, please consult the respective agent.

Overview of some insurance companies (in alphabetical order):
 

AXA

target group: students, scholars, academic staff

services: tariff UniCare health insurance, additional personal accident and liability insurance

contract duration: max. 24 months

policy territory: EU

contact: Kontaktformular
Hauptvertretung der AXA Versicherung AG
Waldenserstr. 9, 10551 Berlin
Phone: (030) 32 76 53 59

web: www.axa.de

 

CareConcept AG

target group: students, doctoral candidates, scholars

services: Tarif Care College; health insurance, additional personal accident and liability insurance

contract duration: 1 month to 4 years

contact: Herr Dietmar Hahn
Am Herz-Jesu-Kloster 20, 53229 Bonn
Phone: (0228) 977 35 83

web: www.care-concept.de

 

CareMed Reiseversicherung

target group: students, trainees, academic staff

services: health insurance, personal accident-, luggage-, liability insurance, travel assistance

contract duration: 1-24 months

policy territory:
world wide except USA and Canada
CareMed Global: world wide inclusive USA and Canada

contact: Ms. Katrin Schwering
Oscar-Romero-Alle 15, 53113 Bonn
Phone: (0228) 55 54 900

web: www.caremed-travelversicherung.de

 

Continentale (DAAD-Gruppenversicherung)

target group: students from partner organisations, graduate students, scientists, doctoral candidates
Please note: This also concerns all those who belong to Humboldt-Universität and whose applications have been submitted by their institutes or programmes

services: Combined health-, personal accident- and private liability insurance through the group agreement of the DAAD

contact: Versicherungsstelle des DAAD
Phone: (0228) 882-400/-505/-630 Mo-Fr in the morning
Phone: (0228) 882-8644 Mo-Th in the afternoon

web: DAAD-Gruppenversicherung

 
EDUCARE 24 | Dr. Walter GmbH

target group: students, trainees, scientists

services: health insurance; additional personal accident and liability insurance

contract duration: according to agreement

policy territory: EU inclusive Switzerland

contact: info@educare24.de
Phone: (02247) 91 94-986

web: www.educare24.com, www.dr-walter.com

 
Union Versicherungsdienst GmbH (Gruppenversicherung by Deutsches Studentenwerk/DSW)

target group: students, doctoral candidates, job applicants after graduation (and family members)

services: health insurance, additional liability and personal accident insurance

contract duration: from 1 month to max. 4-5 years

contact: dsw-kv@union-verdi.de
Klingenbergstraße 4
32758 Detmold
Tel.: 0800 6036039 (Deutschland)
       (+49) 5231 603-6390 (International)

web: www.union-verdi.de/dsw-studenten-kv, www.studentenwerke.de

 

Hanse-Merkur Reiseversicherung AG

target group: students, trainees, language students

services: health insurance, additional liability and personal accident insurance

contract duration: max 1 year

contact: reiseservice@hansemerkur.de
Siegfried-Wedells-Platz 1
20354 Hamburg
Tel: (040) 41 19 30 00

web: www.hmrv.de

 

Mawista Reise- und Krankenversicherung

target group: students, trainees and participants at language courses, academic staff (and family members)

services: health insurance, additional personal accident and liability insurance

contract duration: from 1 month to max. 5 years

policy territory:
mawista-science: world wide (6 weeks in the home country)
mawista-student: EU inclusive Switzerland, Liechtenstein, Norway, Island
mawista-longstay: EU inclusive Switzerland and Liechtenstein

contact: Thomas Bezler
Phone: (07024) 4 69 51-10

web: www.mawista.com
 

ERGO Victoria

Bezirksdirektion Koblenz
August-Thyssen-Str. 23-25
56070 Koblenz

target group: doctoral candidates, students

services: health insurance, additional personal accident and liability insurance
Please note: between Victoria and Humboldt-Universität exists a group travel health insurance  (AR 50 000 449)

contact: v341-gruppenpostfach@ergo.de
Phone: (0261) 130 02 36

web: www.victoria.de
 

Most of the insurance companies insure German students and scientists for study and research visits abroad. Please ask the insurance providers in case you are interested.