Private health insurance for international students

For people living in Germany, it is mandatory to be covered by health insurance. International students have the possibility to purchase private health insurance (if they are not accepted by compulsory health insurance).

When applying for a residence permit (Aufenthaltserlaubnis) you will need to provide proof of sufficient health insurance coverage.

There are many health insurance companies in Germany to choose from and it is your responsibility to decide which health insurance and which insurance benefits are right for you and your living circumstances. Some health insurance companies provide special offers for students from abroad. Please contact the particular insurance companies for advice and compare different offers yourself. Further information on health care insurance for international scholars is available at 1A Verbraucherportal.

If you have any questions, please consult the respective agent.

 

Overview of some insurance companies (in alphabetical order):
 

AXA
target group: students, scholars, academic staff
services: tariff UniCare health insurance, additional personal accident and liability insurance
contract duration: max. 24 months
policy territory: EU
contact: contact sheet
Hauptvertretung der AXA Versicherung AG
Waldenserstr. 9, 10551 Berlin
Phone: (030) 32 76 53 59
web: www.axa.de

 

CareConcept AG
target group: students, doctoral candidates, scholars (all up to age 35)
services: Tarif Care College; health insurance, additional personal accident and liability insurance
contract duration: 1 month to 4 years
contact: Mr. Dietmar Hahn
Am Herz-Jesu-Kloster 20, 53229 Bonn
Phone: (0228) 977 35 83
web: www.care-concept.de

 

CareMed Reiseversicherung
target group: students, trainees, academic staff
services: health insurance, personal accident-, luggage-, liability insurance, travel assistance
contract duration: 1-24 months
policy territory:
world wide except USA and Canada
CareMed Global: world wide inclusive USA and Canada
contact: Ms. Katrin Schwering
Oscar-Romero-Alle 15, 53113 Bonn
Phone: (0228) 55 54 900
web: www.caremed-travelinsurance.com


Continentale (DAAD-Gruppenversicherung)
target group: students from partner organisations, graduate students, scientists, doctoral candidates
Please note: This also concerns all those who belong to Humboldt-Universität and whose applications have been submitted by their institutes or programmes
services: Combined health-, personal accident- and private liability insurance through the group agreement of the DAAD
contact: Versicherungsstelle des DAAD
Phone: (0228) 882-400/-505/-630 Mo-Fr in the morning
Phone: (0228) 882-8644 Mo-Th in the afternoon
web: DAAD-Gruppenversicherung

 

EDUCARE 24 | Dr. Walter GmbH
target group
: students, trainees, scientists
services: health insurance; additional personal accident and liability insurance
contract duration: according to agreement
policy territory: EU inclusive Switzerland
contact: info@educare24.de
Phone: (02247) 91 94-986
web: www.educare24.com, www.dr-walter.com


ERGO Victoria
target group: doctoral candidates, students
services: health insurance, additional personal accident and liability insurance
Please note: between Victoria and Humboldt-Universität there is a group travel health insurance  (AR 50 000 449)
contact: v341-gruppenpostfach@ergo.de
Phone: (0261) 130 02 36
Bezirksdirektion Koblenz
August-Thyssen-Str. 23-25
56070 Koblenz
web: www.victoria.de


Hanse-Merkur Reiseversicherung AG
target group: students, trainees, language students
services: health insurance, additional liability and personal accident insurance
contract duration: max 1 year
contact: reiseservice@hansemerkur.de
Siegfried-Wedells-Platz 1
20354 Hamburg
Tel: (040) 41 19 30 00
web: www.hmrv.de


Mawista Reise- und Krankenversicherung
target group: students, trainees and participants at language courses, academic staff (and family members)
services: health insurance, additional personal accident and liability insurance
contract duration: from 1 month to max. 5 years
policy territory:
mawista-science: world wide (6 weeks in the home country)
mawista-student: EU inclusive Switzerland, Liechtenstein, Norway, Island
mawista-longstay: EU inclusive Switzerland and Liechtenstein
contact: Mr. Thomas Bezler
Phone: (07024) 4 69 51-10
web: www.mawista.com


Union Versicherungsdienst GmbH (Gruppenversicherung by Deutsches Studentenwerk/DSW)
target group: students, doctoral candidates, job applicants after graduation (and family members)
services: health insurance, additional liability and personal accident insurance
contract duration: from 1 month to max. 4-5 years
contact: dsw-kv@union-verdi.de
Klingenbergstraße 4
32758 Detmold
Tel.: 0800 6036039 (Deutschland)
       (+49) 5231 603-6390 (International)
web: www.union-verdi.de/dsw-studenten-kv, www.studentenwerke.de


Most of the insurance companies insure German students and scholars for study and research visits abroad. Please ask the insurance providers in case you are interested.